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PRMIA 8009 Exam IV: Case Studies: Standards: Governance, Best Practices and Ethics - 2015 Edition Exam Practice Test

Demo: 16 questions
Total 110 questions

Exam IV: Case Studies: Standards: Governance, Best Practices and Ethics - 2015 Edition Questions and Answers

Question 1

The problems in the Orange County case can best be characterized as failures related to:

Options:

A.

Market Risk

B.

Credit Risk

C.

Operational and Regulatory Compliance Risk

D.

All of the Above

Question 2

A risk manager finds that a client is engaged in a practice that looks like money laundering.

According to the PRMIA Standards of Best Practice, Conduct and Ethics (Code of Conduct), the risk manager should:

Options:

A.

Approach the client about the concern, regardless of what their reaction might be

B.

Respect the client's confidentiality as that takes precedence

C.

Report this conduct to their immediate supervisor

D.

Report the findings immediately to authorities

Question 3

What is (are) the lesson(s) of the Barings' failure?

Options:

A.

Incentive plans have risk management implications

B.

Front and back offices need to be independent

C.

Large profits can be an indicator of risk

D.

All of the above

Question 4

An Organization as a Whole must:

I. Provide an environment in which an Escalation Policy can be effective

II. Commit itself to actual enforcement of corporate governance policies

III. Provide ongoing education and training to all employees on the role of risk management and corporate governance in the organization

IV. Publish an external auditor's opinion that the corporation is in compliance with the Board's publicly stated Standards of Corporate Governance

Options:

A.

I, II and III only

B.

I, III and IV only

C.

I, II and IV only

D.

All of these are expectations of the Organization as a Whole

Question 5

Boards of Directors, including Audit and Risk Committees must review thoroughly compensation plans of potentially "highly compensated positions" for:

I. competitive market conditions

II. ensuring compliance with their corporate risk appetite and fiduciary responsibility to shareholders

III. ensuring any discretionary bonus plans are geared towards keeping high income / revenue generators

IV. reporting all such personnel to the local regulator

Options:

A.

II, III and IV only

B.

I, II and IV only

C.

All of the above

D.

I and II only

Question 6

As a PRMIA member, you have certain responsibilities. Among these are the requirement(s) to:

Options:

A.

Vote in Board elections

B.

Attend at least one PRMIA chapter meeting per year

C.

Adhere to the PRMIA Standards of Best Practice, Conduct and Ethics

D.

All of the above

Question 7

The Chief Risk Officer is responsible for the management of the Risk Management Infrastructure, and as such helps the Board define, and then implements throughout the organization, the risk appetite of the organization.

Which of the following is also the responsibility of the Chief Risk Officer?

Options:

A.

Maintaining appropriate assurance measures to ensure that the Governance and Risk framework of the organization is effective, and, if any shortcomings are discovered, to escalate these to the Board so that remedial action can be taken in an appropriate and timely manner

B.

ensuring that all employees understand the rules and regulations (both internal and external) with which they must comply and the implications, for them and for the organization, of non-compliance

C.

Ensures that reporting of risk and governance-related matters are produced in a timely and accurate manner

D.

Acts as sponsor for risk throughout the organization and ensures that a risk culture is implemented, and maintained

Question 8

While doing a work assignment, a PRMIA member notices behaviour that is outside the ethical standards of their client organization and reports the matter to their immediate supervisor in the organization (if he or she wasn't the one engaging in such behaviour). The matter is neither progressed nor actioned.

The PRMIA member should:

Options:

A.

stay silent on the basis that they have reported it

B.

report the matter to their PRMIA chapter

C.

contact the Whistle-Blowing Hotline of the organization or, if none exits, to the PRMIA Ethics Committee for guidance and assistance

D.

report the matter to the organization's Compliance Dept.

Question 9

PRMIA is incorporated as:

Options:

A.

A for-profit corporation

B.

A non-profit corporation

C.

A charitable trust

D.

A non profit corporation with for profit subsidiaries

Question 10

The Fortress Re accounting risk transfer procedures

Options:

A.

made it straightforward for TFMI to determine whether risk had actually been transferred and they decided not to take out more catastrophe insurance cover

B.

made it difficult for TFMI to determine whether risk had actually been transferred so they had to take out additional catastrophe insurance cover

C.

made it straightforward for TFMI to determine when the risk had been transferred and to take out additional catastrophe insurance cover

D.

made it difficult for TFMI to determine whether risk had actually been transferred and whether it had sufficient catastrophe insurance cover

Question 11

Which of the following are PRMIA Governance Principles?

I. Independence of Key Parties

II. Disclosure and Transparency

III. Internal Validation

IV. Solvency

Options:

A.

I and II only

B.

I, II and III only

C.

I, II and IV only

D.

All are PRMIA Governance Principles

Question 12

What was the most important loss for Bankers Trust?

Options:

A.

Money due to unfavourable market moves

B.

Loss of its' reputation due to actions seen as detrimental to their clients

C.

Loss of market share due to their licenses being revoked

D.

Time spent on legal proceedings in courts

Question 13

The hedging strategy employed by MG Refining & Marketing has been called:

Options:

A.

Dynamic hedging

B.

A stacked hedge

C.

A differential hedge

D.

Nothing because MG Refining & Marketing did not hedge its position

Question 14

A VaR model for managing market risk at Barings Bank in London would most likely have:

Options:

A.

Alerted senior management to the problems before the major losses occurred

B.

Helped very little as Nick Leeson hid many trades

C.

Not correctly assessed the risk in Nick Leeson's option trades as they have non-linear price characteristics

D.

Been used if senior management had ever seen it

Question 15

Which of the following was the key contributory risk factor to the problems at LTCM in the summer of 1998?

I. Model Risk

II. Lack of Transparency

III. Breakdown of Historical Correlations

IV. Over Regulation by Federal Regulators

Options:

A.

I and III only

B.

III only

C.

III and IV only

D.

All of these were key elements of the problems at LTCM

Question 16

Mary Jones wants the Bylaws of PRMIA to be changed so that people can't join PRMIA unless they meet a set of criteria she has devised with her colleagues. She can do this by getting which of the following approvals:

Options:

A.

The Board of Directors, but only if the Blue Ribbon Panel affirms the change

B.

The Board of Directors and a majority of the Members

C.

The Board of Directors alone

D.

34 of all Members

Demo: 16 questions
Total 110 questions