Which of the following is NOT a mandated benefit in Maryland?
The primary purpose of disability income insurance is to:
An insured’s statements on an accident and health insurance application are deemed to be:
Medicare Supplement insurance is specifically designed for individuals who:
When a single major medical contract covers all medical expenses, the plan is considered to be:
Misrepresenting pertinent policy provisions relating to coverages after a loss is:
When a producer sells an individual accident and health insurance policy, how is the initial premium usually paid?
All advertisements for health insurance shall make clear the identity of the:
Disability income insurance premiums are a deductible expense when the premiums are paid by:
A disability income insurance policy typically provides coverage for disabilities resulting from:
Medical expense insurance typically EXCLUDES coverage for:
All of the following are characteristics of a preferred risk applicant for disability income insurance EXCEPT:
When an accident and health insurer requires a covered individual to undergo a physical examination, who pays the cost of the examination?
A health maintenance organization may issue a contract that provides benefits for the following:
All of the following services are covered under the Medicare Supplement preventive care benefit EXCEPT:
A health maintenance organization (HMO) must provide coverage for all of the following EXCEPT:
If an employer with 200 employees wants to offer health insurance and calls a SHOP Exchange Navigator, what should the navigator do?
All of the following are true of insurance EXCEPT:
Which of the following is a requirement of an insurable risk?
A certificate of insurance in a group accident and health plan is:
Which statement is true of trade association groups eligible for group medical benefits?
An insurance producer's license may be suspended or revoked by:
Giving policyholders some part of the agent’s commission as an inducement to purchase insurance is an unfair trade practice known as:
An accident and health insurance producer is most likely to become liable for professional errors and omissions as the result of:
A nonprofit health service plan may NOT issue a contract that covers which of the following types of benefits?
Pat owns a small business and is interested in enrolling her son in the Maryland Children’s Health Insurance Program. Which of the following is the MOST appropriate person for Pat to contact for enrollment?
An insured incurs a covered accident and health insurance loss on May 30, which is submitted to the insurer on June 8. If the insured terminated coverage on June 1, the insurer: